Exit Loan Counseling

All Federal and Institutional loan borrowers are required to complete an exit loan counseling session and personal reference form prior to graduation, or when the student's enrollment status drops below half-time.  We recommend that you attend a counseling session scheduled for your school however, you may also complete the counseling session online. Each type of loan (Direct Federal, Perkins, Nurse Faculty or other Institutional Loans) has it's own online session for you to complete. So if you have borrowed a Direct Unsub Loan, as well as a Perkins and a Duke Institutional Loan, then you will need to complete three separate online sessions or go to one group or individual session. 

After you complete a counseling session you will also need to complete a Personal Reference Form.  If you attend a group or individual session you can complete the personal reference form here: 

Personal Reference Form

If you complete a session online for a Direct Sub/Unsub or PLUS loan, the form is part of the online session.  The same is true for a Perkins loan.  If you complete an online session for an Institutional loan or a Nurse Faculty loan then you can complete your personal reference form here: 

Personal Reference Form

Please remember that you must complete both a counseling session and the personal reference form in order to satisfy your graduation requirement.  Below are links to the different counseling sessions. 


Upcoming Group Exit Counseling Sessions

Large Group Sessions (via ZOOM video conferencing)

For the Spring Semester, we schedule at least one group session for each individual school at Duke.  If you don't see your school listed below, don't worry.  New dates will be added throughout the semester.  

To register for one of these sessions please click on the links below.   These sessions will be held via zoom.  The link will take you to a registration page and allow you to download ZOOM if needed. 


Divinity School

Duke Law School

Fuqua School of Business

Graduate School

Nicholas School of the Environment

The Sanford School of Public Policy

Trinity and Pratt Undergraduates


Online Counseling

Online Counseling is available for those who are studying away from Duke and are unable to attend a group session or schedule an appointment with the Office of Student Loans and Personal Finance.